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  Forum » General » How much debt do you carry?  Is it necessary top be successful in the game? Date
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How much debt do you have and does it hurt?

I am over 40mil.
23/06/2012 20:48
  - Div/Gr
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Debt definitely hurts a lot. I am in no debt. Most debt I ever had was 10M. Of course I am nowhere near the top of the game, but I am inching closer. As long as you got it managed and are working to get out of it, you'll be fine. You have a pretty good stadium, and are improving it further. Your team looks alright for D.4 so try to get out of debt as soon as possible. 23/06/2012 23:11
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Dept make me look crazy so i hate them a lot. Am dept freeeeee! 24/06/2012 00:11
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Most I took(with GB help) was 20m in div 6. Be careful with debt. I can break you if not careful. 24/06/2012 00:19
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So noone seems to think it is good to go into debt to get high quality players. I guess I have a spending problem. I keep buying juniors to train for the future.

Do I really need to cut my debt? My limit is 60mil.
24/06/2012 00:38
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i was always in debt until 1-2 seasons ago.

If profit from the money you borrow is higher than interest rate, then take as much out as possible if you dont have cash.

Edited by @solirocket 24-06-2012 01:13
24/06/2012 01:13
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Lusoccer18 said:
So noone seems to think it is good to go into debt to get high quality players. I guess I have a spending problem. I keep buying juniors to train for the future.

Do I really need to cut my debt? My limit is 60mil.


How many GB's did that cost you?
24/06/2012 12:25
  - Div/Gr
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250 for every 4mil. Was not sure the best use of the gbs. I am on my second order of 10k.

How else should I use them? I have pack manager for 6 months.
24/06/2012 13:16
  - Div/Gr
1394 msgs.
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this season i took out 100m loan with gbs - yeah it cost me about £40's worth of gbs hey i was bored


and i put 30m into stad and bought x2 players 60 ave

my weekly loan repayment was 5m so every week + expenses i had to find 10m

at mo i make 11 - 16m per week


so no suprise my 2nd half of season has all been about repaying my loan

i sold fringe bench players - an LM and my sub dfm for about 60m then i auctioned my 94 fc junior gk out of my school (i train rb / lb / dfm) got 15m

so now i am dept free

so in conclusion i am not sure if i would ever do the like again, although if i do win promotion (Rasta Utd has to draw with the Pablos and i win my game :S ) then maybe i will see it as worth it


i worked out the loans have cost me about 9m in interest and tax which isnt too bad
24/06/2012 13:23
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First-team player
@grantis45 said:
Most I took(with GB help) was 20m in div 6. Be careful with debt. I can break you if not careful.


Threatening to break people who owe debt? Man, they are giving these @'s too much power.
25/06/2012 01:35
  - Div/Gr
     
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